Yet another revolutionary product of Silicon Valley, PayPal has changed the way people exchange money online. Today it is one of the most profitable companies within the eBay umbrella, with $4.4bn in revenues. Everyday the e-commerce business processes over $315.3m in sales all over the world, a massive 18 percent of all e-commerce transactions. The company is planning a restructuring in the coming months in order to streamline its operations and become even more efficient. With a new president in the shape of David Marcus breathing fresh life into the company, PayPal looks set for even more success.