Jointly owned by Dogus Holding and GE Capital, Garanti is Turkey’s second-largest private bank with assets exceeding $76bn in 3Q 09. Garanti has customers in corporate, commercial, SME, and retail segments, and offers integrated financial services with the help of its subsidiaries operating in Mortgage, Pension & Life Insurance, Leasing, Factoring, Asset Management and Securities businesses. Its subsidiaries abroad, Garanti Bank International N.V and Garanti Bank Moscow, complement this vision. Garanti operates an expanding distribution network comprised of more than 750 branches including five foreign branches, four international representative offices, and internet and mobile branches utilising its state-of-the-art technology.