As one of Singapore’s largest local banks, OCBC is also an international player, with a branch network that spans across the globe. The bank provides innovative financial services and products to both business and private clients. OCBC came about as a merger between three institutions which were struggling for survival during the Great Depression in 1932 and it has since prospered. Throughout the most recent period of instability in the sector, OCBC has introduced new products directed at a wider audience and so been one of a small handful of financial institutions to generate more than notable profits and growth patterns.