Belfius Bank & Insurance is a well-established bank at local level, which operates in Belgium in three main areas: retail and commercial banking, financial services for the public and corporate sector, and insurance. With 150 years of experience in the public sector, Belfius has always been a preferred partner of public and social sector entities. It provides its clients with a complete and integrated range of products and services. Belfius plays a role in sustainable lending and investments by bringing together major stakeholders in the field around a tailored ‘Smart Cities & Sustainable Development’ programme and business-to-government-offerings.